Mortgage Refinance Rates







Adjustable Rate Mortgages

Whether you want to buy your 1st home, refinance your existing mortgage, buy a boat or utilize your home's equity for making home improvements, Current Mortgage Interest Rates offers the low rates online on a daily basis. Get an adjustable interest rate mortgage for rate and term or cash out online.

Current Adjustable Rate Mortgage (ARM) Indexes

Index For the Week Ending Previous Year
  Dec 14 Nov 16 Dec 15
6-Mo. TCM 3.23% 3.65% 5.07%
1-Yr. TCM 3.20% 3.58% 4.95%
3-Yr. TCM 3.17% 3.43% 4.58%
5-Yr. TCM 3.49% 3.77% 4.53%
FHFB NMCR 6.50% 6.59% 6.59%
SAIF 11th Dist. COF 4.233% 4.383% 4.382%
HSH Nat'l Avg. Offer Rate 6.59% 6.59% 6.21%

Get the most popular indexes from Email and direct-to-database delivery are available.

Sources: FRB, OTS, HSH Associates.

Refinancing is simple! Just follow these 3 simple steps

  1. Complete our simple form online
  2. Compare Loan Quotes from Competing Lenders
  3. Close your loan with a local notary in your neighborhood

Lowest Mortgage Rates for Refinancing
Take advantage of historically low rates to lower your monthly payments or buy more home.

Free Loan Quote & for more info CLICK HERE

Our Mortgage loan programs can help you get you the cash you need for:

Adjustable Rates (ARM)

5 year fixed Jumbo no points
5 year fixed conf. no points
3 year fixed Jumbo 1 point
3 year fixed conf. 1 point

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  • Loan Programs for All Credit Levels.
  • Refinance your Existing Mortgage - Lower your Current Payments.
  • Convert your Adjustable Rate Mortgage to a low fixed loan.
  • Convert your 30 yr Mortgage to a 15 yr Mortgage - build equity faster.
  • Need cash now? Home equity rates are priced right.

First, even a small rate cut can pay off quickly. That's because there are some mortgage companies willing to waive routine refinancing charges such as application, appraisal and legal fees. Of course, in exchange for low or no up-front costs, you'll have to be willing to accept a rate that's somewhat higher than the Lender's "buy rate".

Second, if you are planning to stay in your home for at least three to five years, it may make sense to pay "points" (a point equals 1% of the loan amount) and closing costs to get the lowest available rate.

So you may be able to tack your closing costs onto your new loan and still end up with a mortgage that's smaller than your original loan in addition a lower rate and lower monthly payment.

Rates are the lowest they have been in over 40 years, so get FREE quote and start saving $$

Our loan services are offered at no cost with no application fees, and no obligations.


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