- Conventional Home Purchase Loans
- Conforming Mortgage Refinance
- FHA Home Mortgage Loans
- Mortgage Loan Programs for All Credit Levels.
- Refinance your Existing Mortgage - Lower your Current Payments.
- Convert your Adjustable Rate Mortgage to a low fixed loan.
- 30 yr Mortgage Rates
Fixed
Rates
| 30 year conforming* | 5.25% |
| 15 year conforming | 4.625% |
| 30 year Jumbo 0 point | 5.625% |
| 15 year Jumbo 0 point | 5.% |
Adjustable Rate Mortgages 10/1 ARM 7/1
ARM 3/1 ARM 1 year ARM 6 month ARM 1 month ARM Lower initial monthly payments
Balloon Mortgages 7 year 15 year Lower initial monthly
payment Many balloon mortgages offer the option to convert to a new loan
after the initial term. Stated Income Program No Income Verified Faster
Approval Higher rates Higher Down payment Poor Credit Programs Potential
for reestablishing credit if you pay your mortgage on time. When used for
debt consolidation, you may be able to reduce your monthly debt payment
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