Loan Programs

  • Conventional Home Purchase Loans
  • Conforming Mortgage Refinance
  • FHA Home Mortgage Loans
  • Mortgage Loan Programs for All Credit Levels.
  • Refinance your Existing Mortgage - Lower your Current Payments.
  • Convert your Adjustable Rate Mortgage to a low fixed loan.
  • 30 yr Mortgage Rates

Fixed Rates

30 year conforming*
5.25%
15 year conforming
4.625%
30 year Jumbo 0 point
5.625%
15 year Jumbo 0 point
5.%

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Adjustable Rate Mortgages

10/1 ARM 7/1 ARM 3/1 ARM 1 year ARM 6 month ARM 1 month ARM Lower initial monthly payments

Balloon Mortgages

7 year 15 year Lower initial monthly payment

Many balloon mortgages offer the option to convert to a new loan after the initial term.

Stated Income Program No Income Verified

Faster Approval Higher rates Higher Down payment

Poor Credit Programs

Potential for reestablishing credit if you pay your mortgage on time.

When used for debt consolidation, you may be able to reduce your monthly debt payment

  

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