Loan Programs

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  • Conforming Mortgage Refinance
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  • Mortgage Loan Programs for All Credit Levels.
  • Refinance your Existing Mortgage - Lower your Current Payments.
  • Convert your Adjustable Rate Mortgage to a low fixed loan.
  • 30 yr Mortgage Rates

Fixed Rates

30 year conforming*
15 year conforming
30 year Jumbo 0 point
15 year Jumbo 0 point

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Adjustable Rate Mortgages

10/1 ARM 7/1 ARM 3/1 ARM 1 year ARM 6 month ARM 1 month ARM Lower initial monthly payments

Balloon Mortgages

7 year 15 year Lower initial monthly payment

Many balloon mortgages offer the option to convert to a new loan after the initial term.

Stated Income Program No Income Verified

Faster Approval Higher rates Higher Down payment

Poor Credit Programs

Potential for reestablishing credit if you pay your mortgage on time.

When used for debt consolidation, you may be able to reduce your monthly debt payment


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