Mortgage Refinance

Find low mortgage refinance rates with conforming, FHA, VA and subprime home loan programs. Whether you want to buy your 1st home, refinance your existing mortgage, buy a boat or utilize your home's equity for making home improvements, Current Mortgage Interest Rates offers the low rates online on a daily basis. Visit our home equity loan partner for cash out and mortgage refinance loans.

Refinancing is simple! Just follow these 3 simple steps

  1. Complete our simple form online
  2. Compare Loan Quotes from Competing Lenders
  3. Close your loan with a local notary in your neighborhood

Personal Incomes also rose in November, climbing by 0.4% for the month. That represented an increase from October but fell a little short of expectations. However, personal spending did kick much higher during the period, rising by 1.1%, possibly attributed to an early start to the holiday shopping season. Of course, more outgo than income means that the use of savings (or borrowings) is needed to fuel those purchases, and the nation's savings rate turned from a +0.3% to a -0.5% as a result of the binge. Measured here, 'core' inflation rose by 0.2% and now up 2.2% for the year, and that will of course show up in the next GDP report.

The present slowness in growth was revealed in the Chicago Federal Reserve's index of national economic activity for November. The -0.27 reading was actually an improvement from October's more-bleak -0.89, but both numbers point to a sub-par economic pattern. As well, the Index of Leading Economic Indicators continues to paint a dreary picture, as that purportedly forward-seeing tool declined by 0.4% during the month, and that on the heels of a 0.5 slump in October.

Take advantage of historically low rates to lower your monthly payments or buy more home.
Free Loan Quote & for more info CLICK HERE

Our Mortgage loan programs can help you get you the cash you need for:

  • Debt Consolidation
  • Fixed Interest Rate Refinancing
  • Home Improvements
  • Investments & Savings

Apply Now

Lowest Mortgage Rates for Refinancing

  • Home Refinancing Loan Programs for All Credit Levels.
  • Refinance your Existing Mortgage - Lower your Current Payments.
  • Convert your Adjustable Rate Mortgage to a low fixed loan.
  • Convert your 40 yr Mortgage to a 30 or 15-yr Mortgage - build equity faster.
  • Need cash now? Home equity rates are priced right.

Jumbo loan amounts - For homeowners who need help keeping up with the high cost of real estate, we offer loan amounts up to $3 million for primary residence loans.

  • Reduced document loans (no income/no asset, no ratio, stated/stated )
  • Zero Down programs
  • High LTVs (Even if you have No equity)

First, even a small rate cut can pay off quickly. That's because there are some mortgage companies willing to waive routine refinancing charges such as application, appraisal and legal fees. Of course, in exchange for low or no up-front costs, you'll have to be willing to accept a rate that's somewhat higher than the Lender's "buy rate".

Second, if you are planning to stay in your home for at least three to five years, it may make sense to pay "points" (a point equals 1% of the loan amount) and closing costs to get the lowest available rate.

So you may be able to tack your closing costs onto your new loan and still end up with a mortgage that's smaller than your original loan in addition a lower rate and lower monthly payment.

Refinance rates are the lowest they have been in over 40 years, so get FREE quote and start saving cash today.

Our loan services are offered at no cost with no application fees, and no obligations.


 

 

 

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