Veterans like the VA Streamline refinance because it is fast, simple and the interest rates are good. The VA streamline is an easy way to lower
your rate, and lower your monthly payment.
Lowest Mortgage Rates
Take advantage of historically low rates to lower your
monthly payments or buy more home.
Loan Quote & for more info CLICK
- Most important consideration, no down-payment is
required in most cases.
- Loan maximum may be up to 100 percent of the
VA-established reasonable value of the property. Due to secondary market requirements,
however, loans generally may not exceed $240,000.
How do I apply
for a VA guaranteed loan?
You can apply for a VA loan at any mortgage
company that participates in the VA home loan program. At some point, you will
need to get a Certificate of Eligibility from VA to prove to the mortgage company
that you are eligible for a VA loan.
How do I get a Certificate of Eligibility?
To get a Certificate of Eligibility, you need to submit form 26-1880,
Request for Determination of Eligibility and Available Loan Guaranty Entitlement.
A copy of the form can be obtained by calling 800-827-1000. Send it to any VA
Regional Office. You must include a copy of your DD214 with the form 26-1880.
If you are on active duty, you must submit a statement of service signed by, or
by direction of, the adjutant, personnel officer, or commander of your unit or
higher headquarters showing date of entry on your current active duty period and
the duration of any time lost.
I have already received one VA loan.
Can I get another one?
Yes, depending on the circumstances. If you have
paid off your prior VA loan and disposed of the property, you can have your entitlement
restored for additional use. To obtain restoration of entitlement, you must send
VA a completed VA Form 26-1880, along with evidence that the property has been
disposed of and the loan repaid in full. This evidence can be in the form of a
pay-off statement from the former mortgage company, or a copy of the HUD-1 settlement
statement completed in connection with the sale of the property. The application
can be presented to any VA Regional Office. A veteran can also obtain restoration
of entitlement, on a one-time basis, if the prior VA loan has been paid in full
but the property has not been sold.
- Loan Programs for All Credit
- Refinance your Existing Mortgage - Lower
your Current Payments.
- Convert your Adjustable
Rate Mortgage to a low fixed loan.
- Convert your
30 yr Mortgage to a 15 yr Mortgage - build equity faster.
cash now? Home equity rates are priced right.
Rates are the
lowest they have been in over 40 years, so get FREE quote and start saving $$
loan services are offered at no cost with no application fees, and no obligations.